Author: Dean Decker

You can withdraw your original Roth IRA contributions for any reason and at any time without penalty or tax. However, your income from these contributions may be subject to income tax or…

Required minimum distributions (RMDs) are the minimum amounts that you must withdraw from your retirement accounts each year. You’ll usually need to start withdrawing from your traditional IRA, SEP IRA, SIMPLE IRA,…

A gold IRA must be kept separate from a traditional retirement account, although the rules, which include things like contribution limits and distributions, remain the same. Investors can open gold IRAs through…

Almost any type of investment is allowed in an IRA, including stocks, bonds, mutual funds, pensions, mutual funds (UITs), exchange traded funds (ETFs), and even real estate. This publication provides information on…

Many people fund their new account with some or all of their funds in an existing retirement account. IRS rules allow funding a Gold IRA with funds from another IRA, 401 (k),…

Here’s what you need to know about the Gold IRA rules and regulations to invest in precious metals and take advantage of tax benefits in retirement. An IRA transfer is a direct…

Don’t ignore contribution limits IRAs have contribution limits, and investing more than these caps could result in a penalty tax. If you decide to invest in a precious metals IRA, you should…

Here’s what you need to know about the Gold IRA rules and regulations to invest in precious metals and take advantage of tax benefits in retirement. Gold IRAs are a special type…

The associated fees include a one-time account creation fee (paid to the custodian), annual account maintenance fees, seller fees (the premium on the spot market price of gold that an investor pays…

Traditional gold IRAs You pay tax on any money you withdraw from a traditional IRA, the time you withdraw it. It is taxed at your income tax rate at the time it…